Many people rely on federal benefits. Whether you're retired, disabled or a military veteran, these benefits play a big part in your financial picture. Unfortunately, they may not be enough. If you've gotten into debt because of unexpected expenses, you might be worried that debt collectors will be able to take your benefits away as a form of payment.
Financial literacy is obviously an important “skill” for young people to have, particularly in an economy where unwise use of credit can mire one in a mountain of debt. For many young people nowadays, though, the challenges in this area are significant.