Rowe Law Firm
We Return Phone Calls!
800-724-1992 Toll Free 225-250-1161 Local
Contact Our Firm

Is medical debt dischargeable through bankruptcy?

An illness or injury can have a drastic impact on your life - physically, emotionally, and financially.

It is common for individuals dealing with a serious illness or injury to struggle with medical bills. The cost of surgery, hospitalization, rehabilitation, medication, and other expenses can be overwhelming - even with good health insurance.

When it becomes difficult or impossible to keep up with medical bills, it may be time to consider bankruptcy as an option.

Research done by NerdWallet in 2013 indicates that people struggling with medical debt account for the majority of personal bankruptcy cases. If you are having a hard time paying your medical bills, you're not alone.

Does bankruptcy clear medical bills?

Yes. Bankruptcy can eliminate medical bills. Both Chapter 7 and Chapter 13 bankruptcy can be effective in dealing with medical debt:

  • Chapter 7 bankruptcy: This type of bankruptcy eliminates medical debt and other unsecured debts. Most people who wish to file Chapter 7 bankruptcy do qualify. Eligibility is determined through a bankruptcy means test.
  • Chapter 13 bankruptcy: This type of bankruptcy reorganizes debts. A payment plan is established that spans three to five years.

Financial problems can add to the emotional toll of an injury or illness. Bankruptcy offers a solution to your financial issues, allowing you to focus on your health and recovery.

Get help today: If you are struggling with medical debt and wish to speak to an attorney about your specific options, call Rowe Law Firm at 800-724-1992 or 225-250-1161. 

No Comments

Leave a comment
Comment Information

  • Rowe Law Firm has always been there for me,
    without fail. Fast and efficient performance and
    reasonable prices keep my customers happy.

    - Jessie Clark, Hancock Bank - Testimonials
  • I found working with Rowe Law Firm to
    be a pleasure. I will be back.

    - Peggy Callihan, C.J. Brown Realtors - Testimonials
  • As an individual purchaser, I feel that I can
    trust Rowe Law Firm to make sure my closings
    are done right.

    - Charles Oliver, Architect - Testimonials

Broad Knowledge And
Extensive Experience

Over our decades of experience, we have successfully helped clients resolve a wide array of legal matters. Watch our videos to learn more about how we can help you.

Visit Our Video Center

Let Us Earn Your Trust.
Call For A Consultation.

At the Rowe Law Firm, we are proud that our clients can reach us when they need assistance. We always respond to phone calls promptly so you never have to struggle to reach your lawyer.

To learn more and schedule a consultation at our office in Baton Rouge, please send us an email by filling out our contact form. You may also call 225-250-1161 or 800-724-1992 toll free to speak with us about your case. We are eager to go to work for you.

Privacy Policy | Business Development Solutions by FindLaw, part of Thomson Reuters.

Back to top