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November 2015 Archives

Home-ownership in Chapter 7 and Chapter 13 bankruptcy cases

In our previous post, we began speaking about one of the main differences between Chapter 13 bankruptcy and Chapter 7 bankruptcy when it comes to home ownership. The difference, as we noted, is that because Chapter 13 bankruptcy does not involve the liquidation of non-exempt assets, it gives debtors a better opportunity to save their home. By contrast, Chapter 7 bankruptcy is not likely to allow most homeowners to save their homes. Why is this?

Wells Fargo on the hook for violation of bankruptcy notification law

Wells Fargo will reportedly be setting aside $81.6 million to put an end to legal action involving claims that the bank failed to alert borrowers going through bankruptcy that their mortgage payments would be increasing. Wells Fargo admitted that this happened over 100,000 times between December 2011 and March of this year.


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