Personal Bankruptcy
Personal Bankruptcy Lawyers in Baton Rouge
Are you struggling to make payments on your mortgage or credit cards? Debt relief options may be available to you. Learn about your options by reaching out to our experienced bankruptcy attorneys at Baton Rouge's Rowe Law Firm. We provide understanding advocacy and clear guidance to individuals and families throughout Louisiana who are finding it difficult to make ends meet.
Call 225-293-8787 or Contact Our Baton Rouge Law Firm Online
Our Legal Team Is Here for You
Your Personal Bankruptcy Options
Whether you are seeking bankruptcy due to overwhelming medical bills, divorce or some other financial struggle, we can help assess your situation and determine which chapter works best for you:
- Chapter 7 bankruptcy: To seek relief under Chapter 7, you must meet the federal means test. If you are eligible, this process can be quite quick and painless. While many individuals fear that filing under this "liquidation" chapter means they will lose all of their property, this is not normally the case. There are numerous exceptions and exemptions that will allow you to keep your things while also obtaining the fresh financial start you need.
- Chapter 13 bankruptcy: This chapter enables you to create one payment plan for all of your debt. This plan is watched over by a trustee and lasts from three to five years. Chapter 13 is the best route for many, as it allows you to avoid foreclosure and even strip second mortgages from your home.
We Will Assess All of Your Debt Relief Options
Led by attorney Jeff Carrier, our debt relief lawyers fully analyze the financial situations of each of our clients. We seek to counsel each client on what is best for each of them. We often pursue alternatives to bankruptcy, including debt negotiation and debt consolidation.
Contact Our Louisiana Chapter 7 and 13 Attorneys
If you have already sought relief through alternatives and have not been successful, reach out to our experienced legal team. Call 225-293-8787 or contact our Louisiana bankruptcy attorneys online to schedule your initial consultation today.